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A public-private partnership to strengthen universal health insurance in Togo

A public-private partnership to strengthen universal health insurance in Togo
Extract from the article: The Universal Health Insurance (AMU) management bodies, the National Social Security Fund (CNSS) and the National Health Insurance Institute (INAM), took a decisive step forward on Tuesday, October 14, 2025, in Lomé. They signed a framework part....

The Universal Health Insurance (AMU) management bodies, the National Social Security Fund (CNSS) and the National Health Insurance Institute (INAM), took a decisive step forward on Tuesday, October 14, 2025, in Lomé. They signed a framework partnership agreement with private sector institutions, namely insurance companies, brokers, and mutual health insurance companies.

This partnership is a historic turning point that formalizes collaboration, coordination, and regulation of supplemental health insurance in Togo. It also aims to link basic public coverage, AMU, launched on January 1, 2024, to private supplemental offerings, creating a structured bridge between the two systems. The main objective of this agreement is to strengthen health inclusion and improve protection against health risks. For insured persons, this translates into easier access to additional coverage, improving the quality of care and significantly reducing the out-of-pocket costs for families. This agreement provides for the harmonization of tools, procedures, and monitoring platforms among all stakeholders, as well as strengthened controls to better prevent and combat fraud.

Chaired by the representative of the Minister of Health, Mr. WINGA Dissaliba, the ceremony celebrated the spirit of collaboration between public bodies (CNSS, INAM) and private entities (CAT, CNCMUT, FETAC). The importance for private insurers to demonstrate creativity and social responsibility in order to offer products that are tailored to and accessible by the diverse Togolese population was reiterated, thereby giving concrete expression to the Head of State's vision for a more just and inclusive society.

Esther KOLANI (Source: inam.tg)

 

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santé éducation
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Esther KOLANI

The Universal Health Insurance (AMU) management bodies, the National Social Security Fund (CNSS) and the National Health Insurance Institute (INAM), took a decisive step forward on Tuesday, October 14, 2025, in Lomé. They signed a framework part....

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